Effective Date: 6/20/2025
These Terms and Conditions (“Terms”) govern your use of the website FinanceHark (located at https://www.financehark.com) and any related services provided by FinanceHark. By accessing or using this website, you agree to be bound by these Terms and any applicable laws. If you do not agree with these Terms, you are prohibited from using this website.
Please read these Terms carefully before using our website.
1. Introduction
Welcome to FinanceHark! These Terms apply to all visitors, users, and others who access or use the website, including content and services provided through it. FinanceHark offers a resource for smart investing, wealth-building, and financial success, and by using this website, you agree to abide by the rules set forth here.
2. Use of the Website
By accessing the FinanceHark website, you agree to the following:
- Eligibility: You must be at least 18 years of age or the legal age of majority in your jurisdiction to use our website. If you are under 18, you are prohibited from using this website.
- Website Content: All content available on FinanceHark, including articles, blog posts, videos, images, and any other materials, are for informational purposes only. We do not provide financial, legal, or investment advice, and the content should not be construed as professional advice. Always seek the advice of a qualified financial advisor before making financial decisions.
- Personal Use: You are granted a limited, non-exclusive, non-transferable license to access and use the website solely for personal, non-commercial purposes. You may not copy, distribute, modify, or sell any content from this website without our prior written consent.
3. User Registration and Accounts
If you choose to register on our website, you must provide accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account. You agree to notify us immediately of any unauthorized access or use of your account.
4. User Responsibilities
As a user of FinanceHark, you agree not to:
- Violate laws: Use the website in any way that violates any applicable local, state, national, or international law.
- Harm or disrupt the website: Engage in any activities that could damage, disable, or impair the website, including but not limited to hacking, spamming, or using malicious software.
- Impersonate others: Engage in fraudulent activities such as impersonating any person or entity or misrepresenting your affiliation with any person or entity.
- Submit false information: Provide false, misleading, or inaccurate information when signing up for newsletters, commenting on posts, or submitting any other content.
- Collect data: Use any automated system (including spiders, robots, and data mining tools) to extract data from the website for any purpose.
5. Content Ownership and Copyright
All content on FinanceHark is owned by us or our licensors, and it is protected by copyright and intellectual property laws. You are granted permission to access and view the content for personal use only, as long as you comply with these Terms.
You may not copy, modify, reproduce, distribute, or exploit any content without our written permission. If you wish to use our content for purposes other than personal use, you must obtain explicit consent from us.
6. User-Generated Content
You may have the opportunity to submit comments, reviews, or other user-generated content (“User Content”) on FinanceHark. By submitting User Content, you grant FinanceHark a perpetual, irrevocable, royalty-free, worldwide license to use, display, reproduce, and distribute your User Content in any media.
You are solely responsible for the content you submit. By submitting User Content, you agree not to:
- Submit content that is illegal, defamatory, obscene, offensive, or violates any third-party rights.
- Submit content that violates any applicable laws or regulations.
We reserve the right to remove or edit any User Content that violates these Terms, without prior notice.
7. Privacy Policy
Your use of FinanceHark is also governed by our Privacy Policy, which can be found at [insert link to Privacy Policy]. Please take a moment to read our Privacy Policy to understand how we collect, use, and protect your personal data.
8. Third-Party Websites and Links
FinanceHark may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. By clicking on any third-party links, you acknowledge that FinanceHark is not responsible for the external content or services provided by these websites.
We encourage you to review the privacy policies and terms of use of any third-party websites before providing them with any personal information.
9. Disclaimers and Limitation of Liability
- No Professional Advice: The content on FinanceHark is provided for informational purposes only. It should not be construed as professional financial, legal, or investment advice. Always seek the advice of a qualified professional before making financial decisions.
- No Warranty: We make no representations or warranties regarding the accuracy, completeness, or reliability of the content on FinanceHark. We do not guarantee that the website will be free of errors or interruptions.
- Limitation of Liability: To the fullest extent permitted by law, FinanceHark will not be liable for any damages, including but not limited to, direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use the website.
10. Indemnity
You agree to indemnify, defend, and hold harmless FinanceHark, its affiliates, officers, employees, agents, and licensors from any claim, loss, liability, damages, or expenses (including attorney’s fees) arising out of your use of the website, your violation of these Terms, or any third-party claims arising from your User Content.
11. Changes to the Terms and Conditions
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated “Effective Date.” It is your responsibility to review these Terms periodically to stay informed about any updates. Continued use of the website after any changes constitutes your acceptance of the revised Terms.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which FinanceHark operates. You agree to submit to the exclusive jurisdiction of the courts in that jurisdiction to resolve any disputes that arise out of or relate to these Terms.
13. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
FinanceHark
Email: contact@financehark.com